SPEAKING OVERVIEW

How to Eliminate the Financial Risks Threatening Your Retirement 

Most retirees would like nothing more than to be able to enjoy a safe and secure retirement. However, this is becoming less and less of a reality for most people. Why? Because 95% of Americans hold their retirement assets in traditional tax-deferred accounts like 401(k)s and IRAs. These accounts do nothing to help eliminate the risks facing most peoples’ retirements.

In this presentation, Dave Hall will address the financial risks threatening retirees and he will explain what can be done to eliminate these risks – even for those in their 60s or 70s. These risks include tax rate risk, longevity risk, sequence of return risk, long-term care risk, income diversity risk, withdrawal rate risk, Social Security risk, and inflation risk.

CURRENT PRESENTATIONS

We have 9 Presentations packed with great content

There is a huge freight train bearing down on America, and it’s coming in the form of higher taxes. Yet, most Americans continue to accumulate the vast majority of their savings in tax-deferred vehicles like 401(k)s and IRAs. In this presentation, Dave Hall discusses the perils of tax-deferred investing and explains how the Power of Zero paradigm can help get your clients off the train tracks and into the zero percent tax bracket by retirement. 

Why is zero percent so powerful? Because if tax rates double, two times zero is still zero!

In this session, attendees will learn why a Life Insurance Retirement Plan (LIRP) is an important tool in getting to the 0% tax bracket in retirement. Attendees will learn about the things to look for in a good LIRP. Attendees will also learn why many of the myths about a LIRP are not true. You don’t have to love life insurance or even life insurance companies to listen to this webinar, you just have to like them a “little” more than you like the IRS.

In this session, you will learn why longevity risk and tax rate risk are the two main things that will derail your retirement and what you can do to eliminate them both. Retirement money needs to last longer than at any time in our history and the only way to make it last is by reducing the risks associated with it. You don’t have to love annuities or even annuity companies to listen to this webinar, you just have to like them a “little” more than you like a retirement plan that is at risk of running out of money before you die.

The average American spends more time planning their next vacation than they do planning their social security. In this webinar, you will learn why this is a big mistake. 97% of retirees will get some type of benefit from the social security program before they die, but most of them will leave tens of thousands of dollars on the table in the process. Why? Because they do not understand how the program works. In this webinar, you will learn what you need to know to maximize social security benefits for you and those you love, as well as those you may no longer love.

When it comes to retirement planning it is all about focus. But unfortunately, the focus for most people has been on how to get to retirement, rather than how they are going to get through their retirement. Retirement is going to be the longest, self-imposed, period of unemployment in your life, and you want to make sure you are ready to get through it. In this course, you will learn about 8 risks facing your retirement and how you can create a retirement plan to reduce, or eliminate these risks – even if you are in your 60’s or 70’s.

Getting to retirement is the easy part. Making sure you don’t run out of money before you run out of retirement is the hard part. In this course, you will learn a simple solution to eliminating two of the greatest risks facing your retirement, sequence of return, and withdrawal rate risk. If not addressed, sequence of return and withdrawal rate risk can derail your retirement assets up to 15 years sooner than if you eliminate them.

Medical costs are on the rise. It is estimated that the average couple will spend $285,000 in medical expenses during their retirement.

In this webinar, attendees will learn the information needed to better understand the Medicare program and the benefits to which they are entitled. Attendees will learn strategies to save thousands of dollars on medical costs during retirement. The webinar will also include a segment on disability and the basic rules of the program.

What is a Reverse Mortgage? Is it just a loan program designed for mortgage companies to steal your home during retirement, or is it a good option to get to a tax-free and risk-free retirement? In this webinar, I will cover the details of how a Reverse Mortgage works, and what you need to know to determine if a Reverse Mortgage can benefit you.

TESTIMONIALS

Hear from those who are attending these events

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Missy McCarthy

City of Cincinnati

“Wow! After all these years in accounting and retirement planning, I learned of a new option. I really enjoyed listening to the presenter. He made the items interesting and related them back to the present time and to retirement time.”

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Tessa Hammons

Prairie Creek Grain Company

“The instructor, Dave Hall, is a very intelligent man and even a more effective presenter.”

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Bob Logan

Logan Financial

“ Dave clearly knew the material; a great learning experience”

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Wanda Powell

Avara Pharmaceuticals Technologies, Inc.

“This was one of the best presentations I have attended. Very knowledgeable and great takeaway material.”

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Arne Morris

Townsend Asset Management

“This was an excellent presentation. This was extremely informative and provided information that was new and enlightening.”

ABOUT DAVE

The Prosperity Guy

Dave Hall, CPA graduated from Southern Utah University in 1994, with a master’s degree in accounting.  Over the last 25 years, Dave has helped thousands of Americans limit their exposure to federal, state, and local taxes.  He has done this by focusing on little known tax and retirement strategies many other advisors often overlook.    

As the founder of The Prosperity Guy, Dave has expanded his focus to where he now consults and educates on the main financial risks facing retirees.  Dave has educated more certified public accountants (CPAs), enrolled agents (EAs), and their clients on retirement risk than any other advisor in the country.  Dave shares his knowledge through public speaking events, webinars, a podcast, and thousands of one-on-one strategy sessions with those who are trying to plan for a safe and secure retirement.