RETIREMENT ALPHA: USING ANNUITIES TO IMPROVE YOUR RETIREMENT

RETIREMENT ALPHA: USING ANNUITIES TO IMPROVE YOUR RETIREMENT

Available Date

Friday, June 30, 2021: 9:00 AM Eastern
CPE Credits 1.0 hour
Course Level Basic
Prerequisites None

Course Description

Retirement Alpha uses math and science to show WHY an annuity is so important to a retirement portfolio. Back in the 1960s, Dr. Menahem Yaari proved that only a lifetime income annuity can optimize income over the indefinite period of a person’s life. Economists around the world, including Nobel prize recipients (like Dr. Robert C. Merton), are unanimous on the importance of annuities in a retirement portfolio. Guaranteed lifetime income also increases happiness in retirement and research now shows that people who have guaranteed lifetime income tend to live longer as well. The only real discussion is on what type of annuity you should buy and when to buy one, which this course will help clarify.

Learning Objectives:

  • Identify why income is more important than assets in retirement
  • Recognize why risk management is so important in retirement
  • Recognize why longevity is not just a risk, it is a risk multiplier
  • Identify how mortality credits are the “secret sauce” of lifetime income – use “other people’s money”
  • Identify why women face more risks in retirement than men

Start Time

9:00 am

June 30, 2021

Finish Time

10:00 am

June 30, 2021

Event Participants