Available Date

Friday, July 27, 2021: 10:00 AM Eastern
CPE Credits 1.0 hour
Course Level Basic
Prerequisites None

Course Description

Retirement Alpha uses math and science to show WHY an annuity is so important to a retirement portfolio. Back in the 1960s, Dr. Menahem Yaari proved that only a lifetime income annuity can optimize income over the indefinite period of a person’s life. Economists around the world, including Nobel prize recipients (like Dr. Robert C. Merton), are unanimous on the importance of annuities in a retirement portfolio. Guaranteed lifetime income also increases happiness in retirement and research now shows that people who have guaranteed lifetime income tend to live longer as well. The only real discussion is on what type of annuity you should buy and when to buy one, which this course will help clarify.

Learning Objectives:

  • Identify why income is more important than assets in retirement
  • Recognize why risk management is so important in retirement
  • Recognize why longevity is not just a risk, it is a risk multiplier
  • Identify how mortality credits are the “secret sauce” of lifetime income – use “other people’s money”
  • Identify why women face more risks in retirement than men


Andrea Hoeg (Wellmark BC BS of Iowa)

Tom is a joy to listen to and keeps the attendees fully engaged throughout the hour. The material is presented in a way that really helps me understand very technical information.

chuck pabst (True Manufacturing Company, Inc.)

Tom’s fast-paced, energetic delivery combined with well supported information and examples increased my knowledge base and motivated me to research further.

Theresa Wilson (BDO USA LLP)

AWESOME webinar – very informative! Information was presented in an easy to follow format – lots of great info to consider. MUST WATCH or attend webinar!

ANTHONY PAONE (Self Employed)

Dave and Tom gave a top tier presentation on annuities and how to integrate them into your retirement portfolio. Great webinar guys!

Brian Roesler (Wipfli)

I was considering taking my annuity out early and investing in other assets. Tom made the case for taking lifetime distributions.


Kevin Taylor (Judge Group)

This was very interesting and the presenter conveyed the information in an upbeat sort of way to keep my attention. Great webinar

Alice Rea (Thomson Reuters)

The high energy, fast paced, informative and resource filled presentation kept me glued to the webinar!

Teresa Avery (OK Tax Commission)

The webinar included information for single women. This is timely as many women are not married.

Start Time

10:00 am

July 27, 2021

Finish Time

11:00 am

July 27, 2021

Event Participants